Cutter & Co Financial Services
The Journal

Mortgage news &
lending insights.

Rate moves, refinancing strategy, and broker-level tactics from the team at Cutter & Co. Clear, practical commentary to help you make confident decisions.

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From the journal.

Investing

Use home equity to buy an investment property: the smart way to invest when inflation bites

Want to invest without waiting years for a deposit? Learn how to use home equity to buy an investment property, how usable equity works, key risks in an inflation market, and what to check first.

6 May 2026 · 9mRead
Refinancing

Home loan refinancing: if your rate starts with 6 or 7, it's time to check

Paying a 6% or 7% home loan rate? A 10-minute refinance review could save you thousands over time. Here's what to check, costs to watch, and how Cutter & Co makes refinancing simple.

29 Apr 2026 · 8mRead
Industry

Why use a mortgage broker in 2026? Australians are voting with trust

New FBAA–CoreData research shows broker use holding near record highs. Here's why trust is rising, what borrowers value now, and what it means at Cutter & Co.

22 Apr 2026 · 7mRead
Rates

RBA rate rise to 4.10%: what it means for your mortgage (and what to do next)

The RBA has lifted the cash rate to 4.10% after back-to-back hikes. Here's what the Middle East oil shock could mean next, and how Cutter & Co helps borrowers stay proactive.

2 Apr 2026 · 8mRead
Compliance

Mortgage broker fraud headlines: how to check your broker is legit before you sign

Mortgage broker fraud is making headlines as AI makes document forgery easier. Use this simple checklist to verify licensing, AFCA membership, and trust signals before you sign.

15 Mar 2026 · 8mRead
Cash Flow

Mortgage rate rise maths: where will you find an extra $4,000 a year?

If your mortgage rate rises again, an $800,000 loan could cost up to $4,000 more each year. Here's how to find the cash flow without panic.

10 Feb 2026 · 7mRead

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